Terms of Use for www.profservices.com
The use of any product, service, or feature (the "Materials") available through the internet web sites accessible at www.profservices.com  or by user of the Web Site ("you" or "your") shall be governed by the following Terms of Use:

• This Web site is provided by Professional Consulting Services, Inc. and may be used for informational purposes only.  By using the site or downloading the Materials from the site, you agree to abide by the terms and conditions set forth in this notice.  If you do not agree to abide by these terms and conditions please do not use the Web Site or download materials from the Web Site.
• This Site, including all Materials present (excluding any applicable third party materials), is the property of Professional Consulting Services, Inc. and is copyrighted and protected by worldwide copyright laws and treaty provisions.  You agree to comply with all copyright laws worldwide in your use of this Web Site and to prevent any unauthorized copying of the Materials.  Professional Consulting Services, Inc. does not grant any express or implied rights under any patents, trademarks, copyrights, or trade secret information.

LIMITED LICENSE:
Subject to the terms and conditions set forth in these Terms of Use, Professional Consulting Services, Inc. grants you a non-exclusive, non-transferable, limited right to access, use and display this site and the materials thereon.  You agree not to interrupt or attempt to interrupt the operation of the site in any way.

Third Party Content
The Web Site makes information of third parties available, including articles, analyst reports, news reports, company information, and other data (the "Third Party Content").  You acknowledge and agree that the Third Party Content is not created or endorsed by Professional Consulting Services, Inc. nor are any products or services offered through it.  The provision of Third Party Content is for general informational purposes only and does not constitute a recommendation or solicitation to purchase or sell any securities or shares or to make any other type of investment or investment decision.  In addition, the Third Party Content is not intended to provide tax, legal, or investment advice.  You acknowledge that the Third Party Content provided to you is obtained from sources believed to be reliable, but that no guarantees are made by the Web Site or the providers of the Third Party Content as to its accuracy, completeness, timeliness. You agree not to hold the Web Site, any business offering products or services through the Web Site or any provider of Third Party Content liable for any investment decision or other transaction you may make based on your reliance on or use of such data, or any liability that may arise due to delays or interruptions in the delivery of the Third Party Content for any reason
By using any Third Party Content, you may leave this Web Site and be directed to an external website, or to a website maintained by an entity other than Professional Consulting Services, Inc.  If you decide to visit any such site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements.  Professional Consulting Services, Inc. makes no warranty or representation regarding, and does not endorse, any linked Web sites or the information appearing thereon or any of the products or services described thereon. Links do not imply that Professional Consulting Services, Inc. or this Site sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of Professional Consulting Services, Inc. or any of its affiliates or subsidiaries.

NO WARRANTIES
This Web Site, the information and materials on this Web Site, and any software made available on this Web Site, are provided “as is” without any representation or warranty, express or implied, of any kind, including, but not limited to, warranties of merchantability, non-infringement, or fitness for any particular purpose.  There is no warranty of any kind, express or implied, regarding third party content.  There is also no warranty that this Web Site will be free of any computer viruses.  Some jurisdictions do not allow for the exclusion of implied warranties, so the above exclusions may not apply to you. 

LIMITATION OF DAMAGES:
In no event shall Professional Consulting Services, Inc. or any of its subsidiaries or affiliates be liable to any entity for any direct, indirect, special, consequential, or other damages (including, without limitation, any lost profits, business interruption, loss of information or programs or other data on your information handling system) that are related to the use of, or the liability to use, the content, materials, and functions of the Web Site or any linked Web Site, even if Professional Consulting Services, Inc. is expressly advised of the possibility of such damages.

DISCLAIMER:
The Web Site may contain inaccuracies and typographical and clerical errors.  Professional Consulting Services, Inc. expressly disclaims any obligation to update this site or any of the materials on this site.  Professional Consulting Services, Inc. does not warrant the accuracy or completeness of the materials or the reliability of any advice, opinion, statement, or other information displayed or distributed through the site. You acknowledge that any reliance on such opinion, advice, statement, memorandum, or information shall be at your sole risk.  Professional Consulting Services, Inc. reserves the right, in its sole discretion, to correct any errors or omissions in any portion of this site.  Professional Consulting Services, Inc. may make any other changes to the site, the materials, and the products, programs, services, or prices (if any) described in the site at any time without notice.

INDEMNITY:
You agree to indemnify and hold harmless Professional Consulting Services, Inc., its subsidiaries and affiliates from any claim, cost, expense, judgment or other loss relating to your use of this Web Site, including without limitation of the foregoing, any action you take which is in violation of the terms and conditions of these Terms of Use

CHANGES:
Professional Consulting Services, Inc. reserves the right, at its sole discretion, to change, modify, add or remove any portion of these Terms of Use in whole or in part, at any time. Changes in these Terms of Use will be effective when notice of such change is posted. Your continued use of the Web Site after any changes to these Terms of Use are posted will be considered acceptance of those changes.  Professional Consulting Services, Inc. may terminate, change, suspend or discontinue any aspect of the Professional Consulting Services, Inc. Web Site, including the availability of any features of the Site, at any time.  Professional Consulting Services, Inc. may also impose limits on certain features and services or restrict your access to parts or all of the Web Site without notice or liability.  Professional Consulting Services, Inc. may terminate the authorization, rights and license given above and, upon such termination, you shall immediately destroy all Materials.
These Terms of Use constitutes the entire agreement between Professional Consulting Services, Inc. and you with respect to your use of the Web Site.  Any cause of action you may have with respect to your use of the Web Site must be commenced within one (1) year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of these Terms of Use or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to affect the intent of these Terms of Use, and the remainder of these Terms of Use shall continue in full force and effect.